Retirement Planning Library
Stock Market Volatility and Your Retirement Savings
Pre-Retirees are Concerned With The Stability of The Stock Market... How to Reduce the Sequence of Return Risk Associated with a Market Downturn As a pre-retiree, you are probably concerned about the stability of the stock market and its potential to wipe out...
Ten Reasons You Should Work with a Retirement Income Planner
One of the most important factors to consider when planning for retirement is how you will generate income during your golden years. Planning for your retirement income is a complex process, and there are many variables to consider. The best way to ensure you're...
Investing Vs. Speculating
If you're thinking about investing in the stock market, it's important to understand the difference between speculation and investing. Most people don't realize that these two concepts are quite different, and as a result, they often lose money by speculating in...
Retirement Risk Management
Investing can be a great way to grow your money, but it’s important to know how to manage your risk. This is particularly important in retirement. In this video, Chris Merchant, CFP® will show you the A.R.T. of Risk Management and how you can use it to protect your...
Ten Marks of a Good Investment Advisor
Ten Marks of a Good Investment Financial AdvisorChoosing a financial advisor is one of the most important decisions an investor can make. Not all advisors are equal, so it's important to know what to look for. Here are ten marks of a good investment advisor: They...
How To Be a Good Investor
What I’ve learned from reviewing hundreds of investment portfolios… Ever wondered what it takes to be a successful investor? The essence of investing is not about getting lucky with the latest investment type, finding an advisor who can time the market, or unraveling...
Ten Guideposts for Investing
Ten Guideposts for Investing Article By: Chris Merchant, CFP®, Author of On Investing Well: The Elements of Good InvestingThere's no surefire formula for investing success, but there are some tried and true principles that can help you build a solid foundation. Here...
Wealth Building Formula
Interested in building your wealth? Most people believe the formula for wealth building is a secret or is too complicated. The truth is, wealth building is a process that can be learned and mastered with the right information and tools. In this video, we'll discuss...
Time-Segmentation Retirement
95% of Retirees Don't Know About This Retirement Income StrategyIn this video, Christ Merchant CFP® shares with you one of the best-kept secrets for structuring retirement income. It's called Time Segmentation. It's likely that you've never heard of this because most...
Considering a Guaranteed Income Annuity?
Millions of Americans are looking for ways to guarantee an income during retirement and the guaranteed income annuity is one of the most popular options. But before you sign up, it's important to understand the potential risks involved. Join Chris Merchant, CFP® as...
What Modern Retirees Need to Know
The System Failed to Tell You This About Retirement... Most people think that their retirement income is all taken care of when they reach 65. But what if I told you that the system has failed to tell you about a very important detail? In this video, I'll reveal the...
4% Rule | Sustainable Retirement Income?
Most people think that the 4% rule is the best way to make sure they have a comfortable retirement, but what they don't know is that there are a lot of pitfalls that can come with it. Today, we're going to talk to you about something that is really important for your...
Five Risks of Retirement™
You've worked hard your entire life, and you're finally ready to retire. But what if you're not prepared for the risks that come with retirement? It's no secret that retirement is a major financial milestone. And like all milestones, it comes with its own set of...
Retirement Planning Milestones
Retirement Planning Milestones: When to Seek GuidanceSeeking retirement guidance can be helpful at any time, but especially at these milestones: Age 55: If you’re retired, you may withdraw from some 401(k) savings plans without penalty Age 59 ½: Without IRS penalty,...
Worried About the Stock Market?
Weekly Edition: Worried About the Stock Market and Your Retirement? Investing for Retirement During Bear Markets It's vacation season and you're probably spending time with friends and family and hopefully leaning into the adventures of life. I've noticed, that...