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Retirement Planning Milestones and Scenarios

Let’s plan your retirement—and make it happen.

Critical Retirement Planning Milestones

Seek our retirement planning guidance at any time, but especially at these milestones:

  • Age 55: If you’re retired, you may withdraw 401(k) savings without penalty
  • Age 59 ½: Without IRS penalty, you can withdraw tax-deferred assets — IRA/401(k)
  • Age 62: Threshold for early retirement/partial Social Security benefit eligibility
  • Age 65: Medicare sign-up and benefit eligibility
  • Age 66-67: Full Social Security benefit eligibility
  • Age 70: Maximum Social Security benefit eligibility
  • Age 72: RMDs (required minimum distributions) from tax-deferred assets begin

Retirement Scenarios


At Hunt Country Wealth Management, we understand that no two client situations are identical. To illustrate how we can assist you, we present hypothetical scenarios and personas that tackle common inquiries and hurdles many of our clients encounter. Please note, these are fictitious examples provided solely for illustrative purposes and actual outcomes may vary.

Select a scenario below to learn more.

I’m Ready to Retire

I Plan to Retire Earlier than Expected

I Recently Experienced a Financial Windfall

I Plan to Retire in Three-to-Five Years

I Recently Lost My Spouse

I Have a Dependent Child

The Five Risks to Retirement™ you must address in your financial plan…

  • Bad investment climate
  • Outliving your money
  • Inflation
  • Rising healthcare costs
  • Asset allocation

Interested in understanding the ‘Five Risks to Retirement™’ in depth? Sign up for our complimentary, insightful Retirement Basecamp™ course.

We believe retirement should free you. It all starts with a plan.

Have Questions? Schedule 15-Minute Discovery Call