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Retirement Planning Services

Begin Your Journey to Retirement

Hunt Country Wealth Management Client Family

Thinking About Retirement? We’re Here to Help

Are you uncertain about your retirement plans? Worried about managing your resources effectively or making the right investment decisions?

Our dedicated team is here to guide and support you throughout your retirement journey. From planning to maximizing opportunities, we offer a range of services to help you build financial security and confidence. We’ve got you covered at every stage of retirement. 

Comprehensive advice & Planning

At Hunt Country Wealth Management, we prioritize clients’ needs. With a wide range of financial tools, we help you achieve your unique retirement goals. Our guidance includes, but is not limited to:

  • Investment Strategies: Customized strategies tailored to your goals and risk tolerance.
  • Saving Techniques: Maximizing savings through tax-efficient methods and minimizing fees.
  • Rollover Options: Explore options for managing assets from a former employer’s retirement plan.
  • Retirement Income Planning: Comprehensive plan for managing retirement income and exploring tax-efficient withdrawals.
  • Financial Planning: Follow established frameworks to prepare for a well-planned retirement.
  • Tax Planning Strategies: Develop tax-efficient strategies to minimize taxes in retirement.
  • Estate Planning Guidance: Advice on estate planning and wealth transfer strategies.
  • Insurance Review: Review of insurance policies and options for long-term care coverage.
  • Behavioral Coaching: Guidance on staying disciplined and focused during market fluctuations.
  • Social Security & Medicare: Tips for coverage election and navigating benefit complexities.

    Our Premier Retirement Planning Services

    To better support you along your journey, we offer two unique services for you to select from. These premier services are designed to meet you exactly where you are and provide the assistance you need.

    The Retirement Audit™: A Financial Check-Up for Retirement.

    Do you want to assess your retirement readiness?

    Our tailored audit, priced at $395, provides invaluable insights and actionable advice. Gain clarity and confidence with our professional check-in and financial evaluation. Identify risks, find opportunities, and receive professional guidance to achieve your future goals. This service offers a quick and comprehensive assessment to ensure you’re on track and well-prepared. Address concerns about savings, investments, and preparation. Whether you need a fresh perspective, a second opinion, or simply a starting point, our service provides the clarity and confidence you need on your retirement journey.

    Who Can Benefit?

    • Individuals / Families aged 50 and older.
    • Individuals nearing retirement and pre-retirees.
    • Investors looking for a second opinion on their current retirement and investment strategies.
    • Those who are uncertain about how to start planning for retirement.
    • Savers in need of a thorough financial assessment.
    • DIY Investors seeking professional guidance on retirement plans and investment strategies.

    Logo for Sovereign Series Retirement Plan with Compass for Direction

    Sovereign Series™ Retirement Plan

    Retiring soon and need a plan to get started?

    Our Sovereign Series™ Retirement Plan is our signature service tailored for individuals ready to embark on their retirement journey. This comprehensive, step-by-step framework grants you access to our full suite of planning tools. From personalized investment strategies and financial planning to retirement income planning, Social Security/Medicare planning, estate and tax guidance, insurance review, and behavioral coaching, we equip you with a written financial plan and stand by your side as you transition into retirement and beyond.

    Who Can Benefit?

    • Individuals / Families aged 55 and older. 
    • Individuals already retired or nearing retirement within five years.
    • Those who appreciate continuous support and guidance in managing their retirement finances.
    • Individuals seeking a financial plan for their spouse in the event of unforeseen circumstances.
    • Those desiring to establish a lifelong, inflation-adjusted predictable income.

    Hunt Country Wealth Management Founders Chris and Heather Merchant smiling at Virginia Farm.

    A Distinctive Methodology for Retirement Planning

    As one of the select advisors nationwide specializing in the advanced strategy of Time-Segmentation, we provide our participants in the Sovereign Series™ Retirement Plan the opportunity to access this innovative approach. Time Segmentation strategically allocates assets based on retirement needs, aiming to ensure a steady income throughout retirement, while minimizing the risks associated with market timing, keeping up with inflation, and protecting against depletion of savings.

    Discover more about this advanced strategy here.

    It’s Time for New Beginnings

    Retirement signifies a new chapter, overflowing with boundless possibilities. Embrace an active and vibrant lifestyle that defies the notion of simply growing older.

    Remarkably, advancements in healthcare and medical technology are projected to enable 1 in 4 Americans to reach the age of 90. To ensure autonomy and independence, it is prudent to plan wisely. Prepare for any uncertainties that may impede your dream retirement. Reach out to us today for unwavering support for your retirement.

    Office of Hunt Country Wealth Management in Old Town Winchester, VA

    Supporting You Every Step of the Way

    Hunt Country Wealth Management distinguishes itself in the realm of retirement planning services by offering a range of unique advantages. Specializing in this field, we stand out through several key differentiators that set us apart from the competition.

    • Professional Guidance: Led by Chris Merchant CFP®, an award-winning professional with over 20 years in the industry, you’re supported by a wealth of knowledge and a distinguished track record.
    • Comprehensive Service Range: From retirement audits to full-scale investment management for retirement, our services cover all aspects of financial planning, adaptable to any stage of your financial journey.
    • Collaborative Approach: We work with you, not just for you. Our collaborative mindset ensures your active involvement in the decision-making process.
    • Independent Firm: Experience personalized attention, transparency, and unbiased recommendations with no proprietary products or sales-driven agendas.
    • Fiduciary Standard: At the heart of our commitment is the fiduciary standard: we always prioritize your best interests.


    Free Resources and Educational Materials

    Our mission is to empower clients to make informed financial decisions. That's why we offer a diverse range of complimentary resources and educational materials.

    Here are two invaluable tools we've developed to kickstart your financial journey:

    • Explore our FREE Retirement Guidebook™ to gain essential insights into the crucial steps you should take before retiring.
    • Enroll in our complimentary course, Retirement Basecamp™, which serves as a comprehensive guide, walking you through all the important considerations as you prepare for retirement.

    We firmly believe that by equipping you with these resources, you'll have the resources you need to make well-informed decisions for your future.

    Financial Advisor Chris Merchant CFP®

    Additional Services

    Looking for better control over your investment strategy? Align your investment portfolios with your goals using our exclusive Guided Investing™ service. Our comprehensive investment management helps you create a strategic plan, with tailored strategies to optimize and preserve your resources. It starts by identifying your goals and can be personalized for retirement, wealth building, risk management, or multiple objectives. Feel supported and empowered as you make progress towards your financial milestones.

    This service was designed for those who want to...

    • Feel more confident in their investment decisions. 
    • Design a strategy to reach planned financial milestones such as retirement.
    • Collaborate with a professional to manage risk and monitor performance.

    Are you interested in discussing a unique financial situation?  If you have any general financial or investment-related inquiries and prefer a collaborative approach to address them, we would be delighted to assist you. Our Hunt Country Hourly Planning™ service offers financial advice on an hourly basis, without minimum asset or income requirements. With tailored recommendations and insights from our experienced professionals, get answers to your questions and valuable guidance.

    This service was designed for those who want to...

    • Gain clarity on intricate financial situations with professional guidance.
    • Make informed decisions on personal finances, investments, or estate planning.
    • Access financial advice as needed.

    Begin Your Journey Today…