95% of Retirees Don’t Know About This Retirement Income Strategy
In this video, Christ Merchant CFP® shares with you one of the best-kept secrets for structuring retirement income. It’s called Time Segmentation.
It’s likely that you’ve never heard of this because most generalist financial advisors simply are not experienced in it and therefore don’t offer it to their clients.
But when compared to other methods, like the 4% Rule or Guaranteed Income Annuities, I think it’s far superior.
The goal of this method is to protect the money that you need in the near term of your retirement while balancing the need of safeguarding your future by continuing to grow your assets for later down the road.
When done right, it may help mitigate against risks like inflation, longevity, bad investment climates, and it can potentially help you avoid poor asset allocation and help plan for rising healthcare costs.
It’s also highly personalized. And can show you what your income might look like over the course of your life so you can make informed decisions.
If you’re within five years of retirement, this method is something you should look into.
We believe in it so much that we build our entire practice around helping people access this strategy.
If you want to explore this method on your own or learn about your retirement income options enroll in our Retirement Basecamp™ online course.
Retirement Basecamp™ is free and self-directed.