Retirement Planning Library

Welcome to the Road to Retirement™ exclusive vault of planning tools.

Retirement Planning Library

Budgeting for Your Retirement

Budgeting for Your Retirement

Retirement planning requires determining your retirement expenses, and that starts well before you retire. Start your budget planning process at least five years before you plan to retire to help you determine whether you’ll have enough accumulated to actually afford...

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Basics of Required Minimum Distributions

Basics of Required Minimum Distributions

The IRS lets investors hold off taxes on certain retirement accounts – but not forever. Congress encourages Americans to save for retirement by investing in tax-deferred accounts where the earnings and certain contributions can grow free from the dilution of taxes....

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When to take Social Security

When to take Social Security

On August 14, 1935, President Franklin D. Roosevelt signed the Social Security Act into law to help combat unemployment and guarantee income for retirees. Roosevelt acknowledged the limitations of the act, stating, “We can never insure one hundred percent of the...

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Three BIG Retirement Dangers to Avoid NOW

Three BIG Retirement Dangers to Avoid NOW

Retirement planning is a tricky process, one that requires careful planning and patience. But even if you have a retirement plan with a clear set of financial and lifestyle goals, it’s important to be aware of several common missteps that many fall victim to.  Here...

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