Choosing an Executor for Your Will
Five Things To Consider When Choosing An Executor for Your Will Most of us recognize the importance of creating a thorough, well-reasoned estate plan. But we may not give adequate thought to choosing an executor to carry out the provisions of our wills. It’s all too...
Tax-Free Donations from IRA in 2020
How to Make Qualified Charitable Distributions (QCDs) Your IRA If your annual holiday plans include donating money, you may want to consider using your IRA to make a tax-free gift in the future. These transfers are called Qualified Charitable Distributions or...
Medicare Open Enrollment 2020
Navigating Medicare Open Enrollment 2024 Medicare Open Enrollment is a critical period for retirees and pre-retirees alike. It's a time when you have the power to review, adjust, and enhance your healthcare coverage to better meet your needs. From October 15 to...
The 2020 Mid-Year Financial Review
2020 Mid-Year Financial Review– What a Rollercoaster of a Year! By: Chris Merchant, CFP® BFA® What a rollercoaster year it has been. Flashback to the beginning of 2020— the economy was doing well, the stock market was hovering at all-time highs and most economic...
Early Retirement Packages
The Early Retirement Dilemma for Pre-Retirees Imagine this scenario. Your employer just announced a plan to eliminate several hundred jobs through buyouts, offering early retirement packages to selected employees. You’re settled in your job, satisfied with your salary...
Considering a Roth IRA in 2020
Roth IRAs are popular because they have no required distributions, their earnings grow tax-free and withdrawals are tax-free, subject to certain requirements. Income restrictions limit who can open a Roth, but since 2010, anyone – regardless of income – has been able...
Media Inquiries
Chris Merchant is available for commentary and speaking engagements related to retirement income planning. He is a CERTIFIED FINANCIAL PLANNER™, Behavioral Financial Advisor™ and author of On Investing Well: The Elements of Good Investing.